宁波市长期照护服务需求与保险意愿调查研究

A Survey on Long-Term Care Service Demand and Insurance Intention in Ningbo City

摘要: 人口高龄化伴随着家庭小型化、空巢化的进程，传统家庭的风险保障能力和照护服务能力不断下降，亟需完善长期照护服务予以应对。本文通过问卷调查的形式，对宁波市老年人的长期照护服务需求与保险意愿进行实证调查，分析宁波市老年人长期照护养老服务需求，以及老年人对以保险形式构建长期照护养老服务体系的参保意愿及其影响因素。

Abstract: With the aging of the population and the process of family miniaturization and empty-nest, the risk protection and care serviceability of traditional families have been declining, and it is urgent to improve long-term healthcare to cope with it. This paper conducted an empirical survey on the long-term healthcare service demand and insurance participation willingness of the elderly in Ningbo by means of a questionnaire survey, and analyzed the long-term healthcare service demand of the elderly in Ningbo, as well as the willingness of the elderly to build a long-term healthcare service system in the form of insurance and its influencing factors.