我国工程质量潜在缺陷保险创新发展路径研究

Research on Innovative Development Path of Inherent Defects Insurance in China

摘要: 伴随着我国工程建筑业的快速发展，工程质量也被不断强调，工程质量潜在缺陷保险作为保障工程质量的重要工具，在我国被不断采用并推广。本文首先介绍了我国工程质量潜在缺陷保险(IDI)制度出台的政策环境背景，然后分析了国内外实施该险种的现状和意义，并探究了工程质量潜在缺陷保险在发展过程中面临的一系列挑战，最后提出促进我国工程质量潜在缺陷保险创新发展的相关路径。

Abstract: With the rapid development of China’s engineering construction industry, engineering quality has been constantly emphasized. As an important tool to guarantee engineering quality, engineering quality potential defect insurance has been adopted and promoted in China. This article first introduces the potential defects engineering quality insurance system in our country the policy environment background, and then analyzes the implementation of the present situation and the significance of the danger to plant at home and abroad, and explores the potential defects engineering quality insurance in the process of developing a series of challenges, and finally puts forward to promote the development of China’s engineering quality insurance innovation potential defects related path.