区域征信体系成熟度评价指标体系构建研究

Research of Building Evaluation System on Regional Credit System Maturity

摘要: 研究了以区域为特征的征信体系成熟度评估指标体系设立问题。分析我国征信体系基本特征，根据征信机构的性质差异，建立了区域征信体系成熟度评价原则；通过分析征信业的组成框架以及运行流程，构建了区域征信体系成熟度评价体系，为发掘区域征信体系发展问题提供指标依据。

Abstract: This paper studies the problem of establishing evaluation system on regional credit system ma-turity. It analyzes the basic characteristics of credit system and establishes the principle of regional credit system maturity assessment according to the differences among the nature of the agency, then establishes evaluation system of regional credit system maturity by analyzing the composition of credit and reporting industry framework and operation process, which provides the indicators to explore the regional credit system development problems.