我国森林保险的发展现状

The Current Situation of China’s Forest Industry Insurance

摘要: 在收集我国中央“一号文件”有关和森林保险文献的基础上，梳理发展森林保险的必要性及意义，分析“一号文件”下的森林保险的政策演变趋势，总结出我国森林保险的现状及问题如保险类型单一，保险双方信息失衡，保险公司无利润，林业产权不清，法律法规不完善等，并提出相关的解决办法。

Abstract: Based on the collection of China’s central document and relevant forest insurance documents, this paper mainly aims to card the necessity and significance of forest insurance, and analyzes the policy evolution of forest insurance under the “No. 1 File”. And then it summarizes the current situation and problems of forest insurance in our country, for example, insurance type is single, insurance information is imbalanced, forestry property right is not clear, laws and regulations are not perfect and so on. So this paper puts forward some relevant solutions to these problems.