Abstract:
Small and medium enterprises on how to give an impetus to the development of national economy cannot be ignored, but in terms of financing has been blocked, the emergence of P2P platform provides a convenient channel for small and medium-sized enterprise financing. P2P network credit platform has developed rapidly in recent years, but because of the lack of perfect regulation system and related policy and law, the development direction of P2P platform is difficult to control. We should standardize the market access, business regulation, capital safety regulation and strengthen information disclosure, promoting the healthy development of the P2P to further ease the small and medium-sized enterprise financing difficult question.