可持续发展理论1指导下的绿色信贷的国际经验与中国实践研究
International Experience and China Practice Research on Green Credit Theory under the Guidance of Sustainable Development
DOI: 10.12677/SSEM.2012.12007, PDF, HTML, XML, 下载: 3,705  浏览: 10,301  国家科技经费支持
作者: 薛才玲:三峡大学经济与管理学院,宜昌
关键词: 可持续发展银行社会责任绿色信贷 Sustainable Development; Bank Social Responsibility; Green Credit
摘要:   要:在可持续发展理论指导下商业银行社会责任为:主动把对环境与经济、社会和谐统一的追求纳入自身发展目标,真诚推动与各利益相关者的互动。国际银行界有一个公认的履行社会责任的标准——“赤道原则”,即当赤道原则金融机构发放融资贷款时,实施“绿色信贷”政策,要对社会和环境的影响进行评估,降低社会和环境的风险。我国“绿色信贷”正处于起步发展阶段,还需要不断进行完善。

Abstract: Under the guidance of the sustainable development theory, we could define commercial Banks social responsibility as follows: actively to promote environmental and economic and social harmonious and unified pursuit into their own development objectives, and have a sincere interaction of the stakeholders. International Banks have a recognized social responsibility standard-the “equator principles”. When finance organization extends loan financing, they should make the social and environmental impact assessment before the implementation of green credit policy to reduce the risk of society and environment. The Green Credit of our country is in the initial stage of development, but also need to constantly improve and perfect.

 

 

文章引用:薛才玲. 可持续发展理论1指导下的绿色信贷的国际经验与中国实践研究[J]. 服务科学和管理, 2012, 1(2): 36-43. http://dx.doi.org/10.12677/SSEM.2012.12007

参考文献

[1] 企业社会责任项目组编. 2006中国企业社会责任报[Z]. 北京: 中国社会出版社, 2007.
[2] 张彦宁, 陈兰通, 主编. 2007中国企业社会责任发展报告[Z].北京: 中国电力出版社, 2008.
[3] 上海银监局. 上海银行业金融机构企业社会责任指引[URL], 2007.
http://www.cbrc.gov.cn/chinese/home/docView/20090831FC4BD530E52C1808FF505E72464DC800.html
[4] 吴念鲁. 商业银行应承担社会责任[N]. 经济观察报, 2007- 2-3.
[5] 魏革军. 金融的二重性辨析[N]. 金融时报, 2007-12-24.
[6] 陶玲, 刘卫江. 赤道原则: 金融机构践行企业社会责任的国际标准[J]. 银行家, 2008, 1: 105-109.
[7] 李仁杰. “绿色信贷”焕发商业银行新生机[J]. 中国金融家, 2007, 8: 45-47.
[8] 党春芳. 关于我国商业银行推行绿色信贷的思考[J]. 现代经济探讨, 2009, 2: 51-53.
[9] 陈海若. 绿色信贷研究综述与展望[J]. 金融理论与实践, 2010, 8: 90-93.
[10] 胡乃武, 曹大伟. 绿色信贷与商业银行环境风险管理[J]. 经济问题, 2011, 3: 103-107.