乡村振兴背景下我国农村网络支付现状研究

Research on the Status Quo of Rural Network Payment in China under the Background of Rural Revitalization

摘要: 文章主要探讨在乡村振兴背景下，我国农村网络支付现状。基于我国农村网络支付现状，从政府出台政策和农村支付方式的转变分析，再分析网络支付存在的问题、网络支付监管问题、影响农村居民网络支付的可能性因素、农村居民对于网络支付信任问题，以及最后针对这些问题文章从政府、网络支付平台和农村居民三个方面提出优化策略和分析农村居民使用网络支付的前景。推进农村地区的网络支付、电商行业发展对于促进农村地区经济发展和乡村振兴具有重要意义。

Abstract: This article mainly discusses the current situation of rural network payment in our country under the background of rural revitalization. Based on the analysis of the current situation of network payment in rural areas, from the analysis of government policies and the transformation of rural payment methods, then it analyses the problems of network payment, the problems of network payment supervision, the possible factors that affect the network payment of rural residents, and the trust of rural residents in network payment, finally, the article from the government, network payment platform and rural residents three aspects of optimization strategy and analysis of rural residents using the prospect of network payment. To promote the development of network payment and e-commerce industry in rural areas is of great significance for promoting economic development and rural revitalization.