老龄化、疫情时代背景下我国养老保险基金与ESG投资研究

Research on China’s Pension Fund and ESG Investment under the Background of Aging and Epidemic Situation

摘要: 养老保险基金作为社会保险基金中非常重要的组成部分，承担着社会稳定器的作用，受到了国家和社会各界的普遍关注。本文基于我国目前老龄化、疫情时代背景，对国内外养老保险基金投资进行研究。借鉴别国关于养老保险基金ESG投资经验：聚焦于可持续发展，构建ESG评分体系、建设合理ESG指数作为基准并不断优化。本文通过比较近几年国内养老保险基金投资收益状况与国外基金ESG投资收益率以及梳理美国、英国、日本ESG投资过程并基于本国国情从中得出启示。

Abstract: As a very important part of the social insurance fund, Pension Fund plays the role of social stabilizer, which has attracted the general attention of the state and all sectors of society. Based on the back-ground of aging and epidemic situation in China, this paper studies the investment of pension funds at home and abroad. The author draws lessons from other countries’ ESG investment experience of pension funds: focusing on sustainable development, building an ESG scoring system, building a reasonable ESG index as a benchmark and constantly optimizing. This paper compares the invest-ment income of domestic pension fund with that of foreign fund ESG in recent years, combs the ESG investment process in the United States, Britain and Japan, and draws inspiration from it based on the national conditions.