数字普惠金融发展对中国城市能源转型的影响研究

Research on the Impact of the Development of Digital Inclusive Finance on China’s Urban Energy Transition

摘要: 城市能源转型是实现中国低碳可持续发展的必由之路，也是实现“双碳”目标的最佳选择。通过2011~2021年中国273个地级市数据，结合实证研究方法探讨了数字普惠金融对城市能源转型的促进作用。研究发现，数字普惠金融对能源转型加速具有积极作用，在替换回归模型与解释变量后结果依然稳健。进一步地，在没有额外政策刺激下，数字普惠金融发展对西部地区城市能源转型加速作用相对领先于中、东部地区。因此，应当持续推进数字普惠金融配套政策制定，完善数字普惠金融配套体系，实行差异化数字普惠金融服务支持政策，对城市能源转型进程的加速具有重要意义。

Abstract: Urban energy transformation is the only way to achieve China’s low-carbon sustainable development, and it is also the best choice to achieve the goal of “double carbon”. Based on the data of 273 prefecture-level cities in China from 2011 to 2021, this paper combined with empirical research methods to explore the role of digital financial inclusion in promoting urban energy transition. The study found that digital financial inclusion has a positive effect on the acceleration of energy transition, and the results remain robust after replacing regression models and explanatory variables. Further, in the absence of additional policy incentives, the role of digital inclusive financial development in accelerating urban energy transformation in the western region is relatively ahead of that in the central and eastern regions. Therefore, we should continue to promote the formulation of supporting policies for digital inclusive finance, improve the supporting system for digital inclusive finance, and implement differentiated support policies for digital inclusive financial services, which is of great significance to the acceleration of the urban energy transformation process.