不同地区移动支付使用情况的比较分析研究

Comparative Analysis of Mobile Payment Usage in Different Regions

摘要: 近几年我国移动支付业务发展水平较好，统筹各地区移动支付业务的协同发展不但能够使移动支付企业进一步扩大业务，发挥移动支付业务的普适性，也能够对各地区的移动支付规模及移动支付类型进行分析，进一步优化移动支付业务结构，提高移动支付业务的综合服务质量，对我国移动支付事业的充分发展将产生帮助。立足于上述背景，本文将基于我国移动支付业务发展的现实情况，全面梳理移动支付业务使用情况的评价因素，选择具有代表性的地区进行对比评价，了解移动支付业务发展过程中存在的问题并针对性地提出改进意见，旨在促进我国不同地区移动业务的统筹发展，充分发挥移动支付业务优势。

Abstract: In recent years, the development level of China’s mobile payment business has been good. Coordinating the coordinated development of mobile payment business in various regions can not only enable mobile payment enterprises to further expand their business and give full play to the universality of mobile payment business, but also analyze the scale and types of mobile payment in various regions, further optimize the structure of mobile payment business and improve the comprehensive service quality of mobile payment business. It will help the full development of China’s mobile payment industry. Based on the above background and the reality of the development of China’s mobile payment business, this paper will comprehensively sort out the evaluation factors of the use of mobile payment business, select representative regions for comparative evaluation, understand the problems existing in the development of mobile payment business, and put forward targeted improvement suggestions, in order to promote the overall development of mobile services in different regions of China and give full play to the advantages of mobile payment business.