老龄化群体实际养老需求的多维分析与系统应对研究

A Multi-Dimensional Analysis and Systematic Response Research on the Actual Pension Needs of the Aging Population

摘要: 随着人民生活水平的提高，人预期寿命的延长，我国的老龄化人口不断地增加，传统的养老模式面临严峻挑战，智慧养老已成为应对老龄化社会的重要战略方向，如何精准识别老龄化群体的实际养老需求并采取对应的举措有效满足其需求已经成为当今社会需要重点研究的课题。本文基于当前智慧养老的实践，对最新研究文献的阅读，对社会上老龄化群体的走访调研，采用多维度的分析方法，系统研究了老龄化群体在日常生活照料、经济安全保障、医疗健康管理、社会事务参与以及精神文化等方面的多元化需求。研究发现，现如今的智慧养老正在从传统的技术叠加向多业态融合转型，但仍然面临数字鸿沟，数据分散，市场不成熟等问题。针对当前养老服务供给与老龄化群体实际需求存在偏差，资源配置不均、养老服务专业人才短缺等问题，通过相对应的策略措施构建政府、市场、社会、家庭多元协同的智慧养老生态系统，通过标准化建设、产业协同和人文关怀，推动养老服务从生存保障向品质享老跃迁，为实现老有所养老有所依的老龄化社会愿景提供路径参考。

Abstract: With the improvement of people’s living standards and the extension of life expectancy, the aging population in China is constantly increasing. The traditional elderly care model is facing severe challenges. Smart elderly care has become an important strategic direction for responding to an aging society. How to accurately identify the actual elderly care needs of the aging population and take corresponding measures to effectively meet them has become a key research topic in today’s society. Based on the current practice of smart elderly care, the reading of the latest research literature, and the field research on the aging population in society, this paper adopts a multi-dimensional analysis method to systematically study the diversified needs of the aging population in daily life care, economic security, medical and health management, social affairs participation, and spiritual and cultural aspects. The research finds that the current smart elderly care is transforming from the traditional technology superposition to multi-industry integration, but still faces problems such as the digital divide, data dispersion, and an immature market. In response to the current deviation between elderly care service supply and the actual needs of the aging population, uneven resource allocation, and the shortage of professional elderly care talents, this paper proposes to build a multi-party collaborative smart elderly care ecosystem through corresponding strategies and measures, including the government, the market, society, and families. Through standardization construction, industrial collaboration, and humanistic care, it promotes the transformation of elderly care services from survival guarantee to quality elderly care, providing a path reference for realizing the vision of an aging society where the elderly have care and support.