债权表见让与的构成要件研究

Research on the Constituent Elements of the Apparent Assignment of Credit Rights

摘要: 我国《民法典》第546条第1款规定：“债权人转让债权，未通知债务人的，该转让对债务人不发生效力”。据此可知，债权让与只有在通知债务人的情形下，受让人才可以向债务人主张债权。但是，如果债权转让协议发生效力瑕疵，债务人能否依据债权转让通知向受让人作出有效清偿？此为债权的表见让与，是私法上信赖利益保护的一种特殊类型，同时也是解决债权转让中确定通知效力的重要因素，本文结合《民法典》第546条的规定，具体分析债权表见让与的构成要件。

Abstract: Article 546, Paragraph 1 of the Civil Code of the People’s Republic of China stipulates: “Where a creditor transfers a claim without notifying the debtor, the transfer shall not be effective against the debtor”. From this, it can be known that only when the creditor notifies the debtor of the transfer of the claim can the transferee assert the claim against the debtor. However, if the claim assignment agreement has a defect in its validity, can the debtor make an effective repayment to the transferee based on the claim assignment notice? This is the apparent assignment of claims, a special type of protection of reliance interests in private law, and also an important factor in determining the effect of the notice in claim assignment. This article, in combination with the provisions of Article 546 of the Civil Code, specifically analyzes the constituent elements of the apparent assignment of claims.