论互联网金融中非法吸收公众存款罪司法认定的厘清与规范

On the Clarification and Regulation of the Crime of Illegal Public Deposit-Raising in Internet Finance

摘要: 随着互联网金融的快速发展，非法吸收公众存款罪在司法认定实践中呈现扩张化倾向，在维护金融市场稳定的同时，也产生了过度介入互联网金融领域，阻碍金融创新发展的副作用。为此，亟需在本罪的司法实践中，提倡刑法谦抑性原则的回归，同时，厘清本罪所保护的法益，并对本章的入罪标准进一步细化明确，促使对本罪司法认定进行规范。

Abstract: With the rapid development of Internet finance, the illegal crime of absorbing public deposits tends to expand in judicial recognition and practice. While maintaining the stability of financial market, it also produces the side effect of excessive intervention in the field of Internet finance, hindering the development of financial innovation. To this end, it is imperative to advocate return of the principle of criminal abstention in the judicial practice of this crime, to clarify the legal interests protected by this crime, and to further refine and clarify the standard of crime, so as to limit the judicial recognition of this crime.