新业态灵活就业人员职业伤害保障问题及优化路径研究

Research on Occupational Injury Protection Issues and Optimization Paths for Flexible Employees in New Business Forms

摘要: 随着互联网经济的快速增长，出现了像“外卖员”、“网约车司机”这类依靠互联网平台、灵活选择工作时间的创新雇佣模式，新业态灵活就业人员应运而生，和传统就业人员相比，新业态灵活就业人员的工作方式和劳动特点有明显不同。这使得当前的工伤保险体系很难直接覆盖并有效保障其合法权益，所以，深入研究新兴业态灵活就业者的职业伤害保障问题，探寻职业伤害保障的优化办法，对维护新业态从业人员权益、促进社会公平正义有十分重要的现实意义。

Abstract: With the rapid growth of the internet economy, innovative employment models such as “delivery persons” and “ride-hailing drivers” have emerged, relying on internet platforms and offering flexible working hours. This has given rise to a new category of flexible employment in emerging industries. Compared with traditional employees, these workers exhibit distinct working methods and labor characteristics. As a result, the current work-related injury insurance system struggles to directly cover and effectively safeguard their legitimate rights and interests. Therefore, an in-depth study on the occupational injury protection issues faced by flexibly employed individuals in emerging sectors, along with exploring optimization methods for such protection, holds significant practical importance for safeguarding the rights of workers in new forms of employment and promoting social fairness and justice.