AIGC时代面向银发群体的“数字陷阱”及其应对策略

The “Digital Traps” for the Elderly in the AIGC Era and Their Countermeasures

摘要: 随着人工智能生成内容(AIGC)技术的迭代升级与广泛普及，面向老年群体的诈骗犯罪正在经历一场深刻的形态变革。传统的情感诱导诈骗正在与深度伪造、语音合成、智能对话等先进技术深度融合，形成了“数字陷阱”的新形态，其欺骗性、精准度和危害性均展现出质的飞跃。本文基于对当前面向银发群体“数字陷阱”案例报道的梳理，依托“4C机制”模型，搭建分析框架，深入剖析AIGC时代下面向银发群体诈骗风险的生成逻辑，并从主体认知、技术适配、能力匹配、社会规制等维度提出应对策略，构筑银发群体抵御“数字陷阱”的安全防护网。

Abstract: With the iterative upgrading and widespread application of artificial intelligence-generated content (AIGC) technology, fraud crimes targeting the elderly population are undergoing a profound transformation in their form. Traditional emotional-induction fraud is integrating deeply with advanced technologies such as deepfake, speech synthesis, and intelligent dialogue, forming a new form of “digital traps”, which exhibits a qualitative leap in terms of deception, accuracy, and harm. Based on the review of current case reports on “digital traps” targeting the elderly population, this paper builds an analytical framework using the “4C mechanism” model, deeply analyzes the generation logic of fraud risks targeting the elderly population in the AIGC era, and proposes countermeasures from dimensions such as subject cognition, technology adaptation, ability matching, and social regulation, to construct a security protection network for the elderly population to resist “digital traps”.