科技赋能农业保险促进河北省绿色农业转型的作用机制及传导路径

The Mechanism and Transmission Path of Technology-Empowered Agricultural Insurance Promoting Green Agriculture Transformation in Hebei Province

摘要: 在“双碳”目标与乡村振兴战略融合背景下，绿色农业是河北省农业高质量发展的必然选择，但转型面临风险高、成本高、技术普及不足等难题。农业保险在科技赋能下强化了风险保障与经济激励功能，成为转型重要支撑。本文以河北省为研究对象，剖析科技赋能农业保险促进绿色农业转型的作用机制与传导路径，结合实际困境提出政策建议。研究表明，科技赋能构建了双重机制，推动农户绿色生产决策转变；当前仍存在技术应用不充分等问题，需针对性优化完善。

Abstract: Against the backdrop of the integrated advancement of the “Dual Carbon” goal and the rural revitalization strategy, green agriculture represents an inevitable choice for the high-quality development of agriculture in Hebei Province. However, its transformation is plagued by prominent challenges such as high risks, high costs, and insufficient popularization of technologies. Empowered by technology, agricultural insurance has strengthened its risk protection and economic incentive functions, becoming a crucial pillar for green agricultural transformation. Taking Hebei Province as the research object, this paper analyzes the mechanism and transmission path of technology-empowered agricultural insurance in promoting green agricultural transformation, and puts forward policy recommendations in light of practical dilemmas. The findings show that technology empowerment has established a dual mechanism that drives farmers to adjust their green production decisions. Nevertheless, problems including inadequate technology application still exist and require targeted optimization and improvement.