农村金融发展对农业经济增长的影响

The Impact of Rural Financial Development on Agricultural Economic Growth

摘要: 本文基于“农村金融发展”视角，运用2008~2024年我国31个省级行政区的面板数据，探究农村金融发展对农业经济增长的影响。研究发现：在基准回归模型中，农村金融发展规模对农业经济增长呈现显著的负向影响，而农村金融发展结构则呈现显著的正向影响。为此，提出多项优化金融资源配置结构、健全金融服务体系等政策建议，为促进农业经济高质量发展提供参考。

Abstract: This study examines the impact of rural financial development on agricultural economic growth through a panel data analysis of 31 Chinese provincial administrative regions from 2008 to 2024, adopting the perspective of rural financial development. The findings reveal that in the benchmark regression model, the scale of rural financial development exhibits a significant negative effect on agricultural economic growth, while its structural composition demonstrates a significant positive influence. Based on these results, the study proposes policy recommendations including optimizing financial resource allocation structures and enhancing financial service systems, providing actionable insights for promoting high-quality agricultural economic development.