数字经济赋能智慧养老的路径研究

Research on the Path of Digital Economy Empowering Smart Elderly Care

摘要: 人口老龄化与数字化转型的深度交织，为智慧养老发展带来了前所未有的机遇与挑战。本文从“价值发现–价值创造–价值传递–价值增值”四个递进层面，系统阐释数字经济赋能智慧养老的内在机理，揭示其通过数字画像驱动需求识别、智能技术重构服务模式、数字平台优化资源配置、数字创新拓展价值边界的深层逻辑。在此基础上，本文结合国内典型智慧养老项目案例，对数字经济赋能机制进行解构与验证，深入剖析当前智慧养老面临的三大现实困境：技术供给错位导致适老化产品“可用不好用”，治理体系滞后引发数据安全风险与监管碎片化，群体融入断裂形成接入、使用、心理三重数字鸿沟。针对上述困境，本文构建“精准供给–安全治理–包容赋能”的系统性实践路径，以期为数字经济与智慧养老的深度融合发展提供理论参考与实践启示。

Abstract: The deep interweaving of population aging and digital transformation has brought unprecedented opportunities and challenges to the development of smart elderly care. This article systematically explains the internal mechanism of digital economy empowering smart elderly care from four progressive levels: “value discovery - value creation - value transmission - value increment”, revealing the deep logic of its driving demand identification through digital profiling, reconstructing service models through intelligent technologies, optimizing resource allocation through digital platforms, and expanding value boundaries through digital innovation. On this basis, this article deconstructs and verifies the empowerment mechanism of digital economy through typical smart elderly care project cases in China. Furthermore, it deeply analyzes the three major practical predicaments currently faced by smart elderly care: the mismatch of technology supply leading to “usable but not good” elderly-friendly products, the lagging governance system causing data security risks and fragmented supervision, and the disconnection of group integration forming three digital divides of access, use, and psychology. In response to the above predicaments, this article constructs a systematic practical path of “precise supply - safe governance - inclusive empowerment”, with the aim of providing theoretical references and practical inspirations for the in-depth integration and development of digital economy and smart elderly care.