银发经济高质量发展：价值意蕴、现实困境与提升路径

High-Quality Development of the Silver-Haired Economy: Value Implications, Real-World Dilemmas, and Paths to Improvement

摘要: 推动银发经济高质量发展不仅是积极应对人口老龄化的现实选择，也是培育新发展动能、促进经济社会协调发展的重要路径。本文在界定银发经济及其高质量发展内涵的基础上，从经济、社会与国家治理多维视角系统阐释其价值意蕴。通过分析当前银发经济高质量发展面临的四重现实困境，从优化供需结构、强化要素支撑、完善政策环境以及重构产业生态四个方面提出系统性提升路径，以期为构建结构合理、运行高效、可持续发展的银发经济体系提供具有针对性与可操作性的参考依据。

Abstract: Promoting high-quality development of the silver-haired economy is not only a realistic option to actively respond to population aging, but also an important path to nurture new development dynamics and promote economic and social coordinated development. Based on the definition of the silver-haired economy and its high-quality development implications, this paper explains its value implications from a multidimensional perspective system of economic, social and national governance. By analyzing the fourfold reality dilemmas facing the current high-quality development of the silver-haired economy, systematic improvement paths are proposed in four aspects, namely optimizing supply and demand structure, strengthening factor support, improving policy environment, and restructuring the industrial ecosystem, in order to provide targeted and actionable reference bases for building a structurally rational, efficient, and sustainable silver-haired economic system.