人口老龄化背景下新质生产力赋能银发经济发展的机制与对策

Mechanisms and Countermeasures of New Quality Productive Forces Empowering the Development of the Silver Economy in the Context of Population Aging

摘要: 人口老龄化加速发展，使银发经济成为经济社会发展的重要议题。新质生产力以创新为主导，通过技术革命性突破、生产要素创新性配置和产业深度转型升级，为银发经济高质量发展提供了关键动能。本文系统分析了新质生产力与银发经济的内在关系，从供需适配、产业形态、要素整合三个维度揭示了新质生产力重塑银发经济的逻辑路径；进一步从新生产、新服务、新业态三个层面阐释了其赋能作用机制。研究指出，当前新质生产力赋能银发经济仍面临制度性障碍、结构性短板与转型张力等现实阻碍。为此，应从创新要素配置、产业结构优化、多元主体协同三方面着手，构建供需动态平衡、全链条现代化产业体系和良好发展环境，推动银发经济实现质量与效益的整体跃升。

Abstract: The accelerated development of population aging has made the silver economy an important issue in economic and social development. New quality productive forces, driven by innovation, provide key momentum for the high-quality development of the silver economy through revolutionary technological breakthroughs, innovative allocation of production factors, and deep industrial transformation and upgrading. This paper systematically analyzes the intrinsic relationship between new quality productive forces and the silver economy, revealing the logical path through which new quality productive forces reshape the silver economy from three dimensions: supply-demand adaptation, industrial form, and factor integration. Furthermore, it explains the enabling mechanism from three levels: new production, new services, and new business formats. The study points out that currently, the empowerment of the silver economy by new quality productive forces still faces practical obstacles such as institutional barriers, structural shortcomings, and transformational tensions. To this end, efforts should be made from three aspects: innovative allocation of production factors, optimization of industrial structure, and synergy among multiple stakeholders, to achieve a high-level dynamic balance between supply and demand, build a full-chain modern industrial system, and create a favorable development environment, thereby promoting the overall leap in quality and efficiency of the silver economy.