失能老年人照护保障的现实困境、成因与优化路径
Practical Dilemmas, Causes and Optimization Paths of Care Security for Disabled Older Adults
摘要: 随着人口老龄化程度持续加深,失能老年人照护保障问题日益凸显。相较于一般老年群体,失能老年人在生活照料、健康维护和社会支持等方面具有更强烈、更持续的需求。当前,失能老年人照护保障面临家庭照护承载力下降、专业照护资源欠缺、社区承接能力受限、正式照护与非正式照护衔接不顺畅等现实困境。上述问题的形成,与家庭结构变迁、失能照护需求的高强度与长期性、照护社会化发展相对滞后以及多元主体协同不足密切相关。为此,应从强化家庭照护支持、提升社区照护承接能力、扩大专业照护资源供给、推动正式照护与非正式照护有效衔接、完善多元主体协同支持网络等方面着手,不断优化失能老年人照护保障,提升其照护支持的连续性、可及性与有效性。
Abstract: Against the backdrop of deepening population aging, the issue of care support for disabled older adults has become increasingly prominent. Disabled older adults have continuous and complex needs in daily care, health maintenance, and emotional support, and the level of care support they receive is directly related to their quality of life and dignity in later life. At present, care support for disabled older adults faces a number of practical difficulties, including the declining capacity of family care, insufficient professional care resources, limited community-based care capacity, and poor coordination between formal and informal care. These problems are mainly caused by changes in family structure, the growing demand for disability care, the lagging development of care socialization, and insufficient collaboration among multiple stakeholders. On this basis, efforts should be made to strengthen family care support, improve community-based care capacity, expand the supply of professional care resources, and improve multi-actor collaborative mechanisms, so as to enhance the continuity, accessibility, and effectiveness of care support for disabled older adults.
文章引用:潘涛. 失能老年人照护保障的现实困境、成因与优化路径[J]. 老龄化研究, 2026, 13(8): 124-131. https://doi.org/10.12677/ar.2026.138535

参考文献

[1] Lei, X., Bai, C., Hong, J. and Liu, H. (2022) Long-Term Care Insurance and the Well-Being of Older Adults and Their Families: Evidence from China. Social Science & Medicine, 296, Article ID: 114745.
https://doi.org/10.1016/j.socscimed.2022.114745
[2] Liu, H., Ma, J. and Zhao, L. (2023) Public Long-Term Care Insurance and Consumption of Elderly Households: Evidence from China. Journal of Health Economics, 90, Article ID: 102759.
https://doi.org/10.1016/j.jhealeco.2023.102759
[3] Pei, X., Yang, W. and Xu, M. (2024) Examining the Impact of Long-Term Care Insurance on the Care Burden and Labor Market Participation of Informal Carers: A Quasi-Experimental Study in China. The Journals of Gerontology, Series B: Psychological Sciences and Social Sciences, 79, gbae023.
https://doi.org/10.1093/geronb/gbae023
[4] Korfhage, T. and Fischer-Weckemann, B. (2024) Long-Run Consequences of Informal Elderly Care and Implications of Public Long-Term Care Insurance. Journal of Health Economics, 96, Article ID: 102884.
https://doi.org/10.1016/j.jhealeco.2024.102884
[5] Xiao, F., Cao, S., Xiao, M., Xie, L. and Zhao, Q. (2023) Patterns of Home Care and Community Support Preferences among Older Adults with Disabilities in China: A Latent Class Analysis. BMC Geriatrics, 23, Article No. 117.
https://doi.org/10.1186/s12877-023-03830-4
[6] Yan, Z. and Sun, X. (2025) From “Care Dyad” to “Support Networks”: Intergenerational Solidarity, Social Support Networks and Purchase Intention for Home-and Community-Based Service of Impaired Older Adults in China. Ageing and Society, 45, 2535-2563.
https://doi.org/10.1017/s0144686x25000091
[7] Verbakel, E., Glaser, K., Amzour, Y., Brandt, M. and van Groenou, M.B. (2023) Indicators of Familialism and Defamilialization in Long-Term Care: A Theoretical Overview and Introduction of Macro-Level Indicators. Journal of European Social Policy, 33, 34-51.
https://doi.org/10.1177/09589287221115669
[8] Bei, E., Albertini, M. and Toth, F. (2026) Policies for Supporting Caregivers of Older Adults with Long-Term Care Needs in EU Countries: A Systematic Review. European Journal of Ageing, 23, Article No. 12.
https://doi.org/10.1007/s10433-026-00907-y
[9] Tian, Y., Wang, S., Zhang, Y., Meng, L. and Li, X. (2024) Effectiveness of Information and Communication Technology-Based Integrated Care for Older Adults: A Systematic Review and Meta-Analysis. Frontiers in Public Health, 11, Article ID: 1276574.
https://doi.org/10.3389/fpubh.2023.1276574
[10] Choi, J., Kim, H., Chun, S., Jung, Y., Yoo, S., Oh, I., et al. (2024) Information Technology-Supported Integrated Health Service for Older Adults in Long-Term Care Settings. BMC Medicine, 22, Article No. 212.
https://doi.org/10.1186/s12916-024-03427-7
[11] 张驰, 费舒澜. 家庭的“失灵”与干预: 多元照护协同对失能老人健康的影响[J]. 中国人口科学, 2025, 39(1): 94-111.
[12] 戴卫东, 德勒格尔. 长期护理保险制度衔接、政策整合与机制协同[J]. 中国软科学, 2024(4): 12-24.