数字赋能背景下我国慈善医疗的现状、问题及策略研究

Research on the Current Status, Problems, and Strategies of Charitable Medical Care in China in the Context of Digital Empowerment

摘要: 疾病是导致许多家庭致贫、返贫的重要因素。对于许多癌症、罕见病、重大疾病等，高昂的医疗费用对低收入人群造成了极大的经济负担，慈善医疗是缓解居民重大疾病以及高额治疗费用的有益补充。文章立足多层次医疗保障体系，结合现有政策分析发现伴随着数字化的发展慈善医疗暴露出资源供给不足与结构性失衡、与制度衔接不畅、动员能力不足、信息披露不足与过度披露等问题，我国应当不断完善法律制度，加强慈善医疗管理，在保障公众知情权、监督权与保护受助者个人隐私的情况下，提升慈善捐赠的透明度，促进多方主体参与，共同构建多层次社会保障体系。

Abstract: Diseases are a major factor leading many families into poverty or causing them to fall back into poverty. For many cases such as cancer, rare diseases, and major illnesses, the high cost of medical treatment places a significant financial burden on low-income groups. Charity-based medical care serves as a beneficial supplement to alleviate severe illnesses and exorbitant treatment expenses for residents. However, with the development of digitalization, charity-based medical care has revealed issues such as insufficient resource supply and structural imbalances, poor alignment with existing systems, inadequate mobilization capacity, insufficient information disclosure, and excessive disclosure. China should continuously improve its legal framework, strengthen the management of charity-based medical care, and, while ensuring the public’s right to know and supervise and protecting the personal privacy of beneficiaries, enhance the transparency of charitable donations, promote the participation of multiple stakeholders, and work together to build a multi-level medical security system.