银发经济赋能康养养老产业融合发展的路径研究

A Study on Pathways for the Silver Economy to Empower the Integrated Development of the Health, Wellness, and Elderly Care Industries

摘要: 我国人口老龄化持续深化，传统养老供需失衡、康养产业碎片化等问题日益凸显，康养养老产业融合发展成为推进积极老龄化、完善养老服务体系的核心抓手。银发经济作为适配老龄化社会的新型经济形态，凭借其资本配置、产业整合、资源盘活等优势，为产业融合提供全方位支撑。本文立足我国银发经济与康养养老产业发展现状，选取泰康CCRC和安吉董岭两大标杆案例，剖析银发经济赋能多产业融合的内在机制，梳理过程中资金供给不足、业态同质化、市场规范缺失等现实难题，并结合我国国情提出分层的优化发展路径，助力银发经济与康养养老产业协同升级，推动养老事业高质量发展与积极老龄化社会建设。

Abstract: As China’s population continues to age, issues such as the imbalance between supply and demand in traditional elderly care and the fragmentation of the health and elderly care sector are becoming increasingly prominent. The integrated development of the health and elderly care sectors has thus become a key driver for promoting active ageing and improving the elderly care service system. As a new economic model tailored to an ageing society, the silver economy provides comprehensive support for industrial integration through its advantages in capital allocation, industrial consolidation and the mobilisation of resources. Based on the current state of China’s silver economy and the development of the health and elderly care sectors, selects two benchmark cases—Taikang CCRC and Anji Dongling—to analyse the intrinsic mechanisms through which the silver economy empowers multi-sector integration. It identifies practical challenges such as insufficient capital supply, homogenisation of business models and a lack of market regulation, and proposes tiered optimisation pathways tailored to China’s national context. This approach aims to facilitate the synergistic upgrading of the silver economy and the health and elderly care sectors, thereby promoting high-quality development in elderly care and the construction of a society that embraces active ageing.