众包骑手职业伤害保障政策研究

Policy Research on Occupational Injury Protection for Crowd-Sourced Riders

摘要: 众包骑手作为新业态就业人员，其面临着较大的职业伤害风险，对此我国高度重视新业态就业人员的职业伤害保障问题，近年来我国一直在扩大试点范围，探索职业伤害保障模式。基于此，文章总结了我国职业伤害保障的探索过程及模式，针对新业态从业人员职业伤害现状和各地方试点政策，提出职业伤害保障制度存在的一些问题，如众包骑手的工作时间、地点还未被界定清晰、商业保险的保障能力有限及平台企业未制定合理用工规范等。并对此提出相应的政策建议，为建立健全覆盖更广泛、保障水平更高的职业伤害保障体系提供参考。

Abstract: As workers in the new forms of employment, crowd-sourced riders are exposed to considerable occupational injury risks. The Chinese government has attached great importance to the occupational injury protection of workers in new forms of employment, and has been expanding the scope of pilot programs and exploring occupational injury protection models in recent years. On this basis, this paper reviews the exploration process and models of occupational injury protection in China, and identifies, in light of the current status of occupational injuries among workers in new forms of employment and the pilot policies of various localities, a number of problems in the occupational injury protection system, such as the unclear definition of crowd-sourced riders’ working hours and workplaces, the limited protection capacity of commercial insurance, and the failure of platform enterprises to formulate reasonable employment rules. Accordingly, this paper puts forward corresponding policy recommendations, with a view to providing a reference for establishing and improving an occupational injury protection system with broader coverage and stronger protection capacity.