商业银行科技金融人才队伍建设研究

Research on the Construction of Sci-Tech Finance Team in Commercial Banks

摘要: 科技金融成为商业银行业务转型升级的重要发展方向，然而由于高素质复合型科技金融人才缺乏，该业务难以快速成长。同时，受限于目前商业银行的用人体制和考核机制，科技金融人才队伍的建设较为困难。基于此，本文提出通过拓宽招聘通道，改变传统单一背景人才招聘的模式；强化内部培养，依托沙盘演练、沙龙分享、行业专家评选等方式搭建专业化的培训体系。此外，进一步优化考核机制，实施精准化激励，形成具有商业银行特色的科技金融人才队伍建设机制。

Abstract: Commercial banks have regarded Sci-tech Finance as a significant aspect of business development. However, there’s not a high-quality team with inter-disciplinary talents, which makes it difficult to carry out the practice. Moreover, because of the limitations in the employment mechanism and assessment mechanism of commercial banks, this makes the construction of talent team very dif-ficult. Based on this, this paper argues that commercial banks should broaden the channels for re-cruitment, change the traditional and single mode of talent recruitment. In addition, the internal training system of financial institutions can be improved through sand table drills, salon sharing, industry experts’ selection activities and other forms. Furthermore, we should optimize the assess-ment mechanism, make the rewards and punishments more accurate, and finally form a mechanism of Sci-tech financial talent teambuilding mechanism with commercial bank characteristics.