地方高校大学生互联网消费信贷现状及影响因素的实证分析——以绍兴高校为例
An Empirical Analysis of the Current Situation and Influencing Factors of Internet Consumer Credit of Local College Students—A Case Study of Colleges and Universities in Shaoxing
摘要:
大学生作为特殊的消费群体，收入来源单一，支出项目多，对互联网消费信贷需求旺盛，消费信贷在各大高校已成为一种流行趋势。为深入了解地方高校大学生对互联网信贷的认知程度、接受水平和使用情况，本文以绍兴地区的高校为例，调查和研究大学生互联网信贷消费的现状，分析其对大学生的影响和存在的问题，并且提供相应的对策建议。
Abstract:
As a special consumer group, college students have a single source of income, many expenditure items, and strong demand for Internet consumer credit. Consumer credit has become a popular trend in colleges and universities. In order to deeply understand the cognition, acceptance level and use of Internet credit by local college students, this paper takes colleges and universities in Shaoxing as an example to investigate and research the current situation of college students’ in-ternet credit consumption, analyze its impact on college students and existing problems to pro-vide corresponding countermeasures and suggestions.
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