我国商业自动化决策的算法解释权研究

Research on Algorithmic Interpretation Right of Business Automation Decision in China

摘要: 《中华人民共和国个人信息保护法》的颁布为我国提供了商业自动化决策算法解释权的法律依据，但在适用范围、解释标准和适用时间阶段等方面仍存在不明确之处。商业自动化决策算法解释权作为一项由被决策者行使的权利有其存在的必要性。根据个人信息自决权理论以及算法规制理论，商业自动化算法解释权的制度设计既要能够保护被决策者的个人利益，又不能过度限制决策者对数据的开发和利用。就优化的具体方案而言，被决策者的算法解释权应当存在于商业自动化决策做出的全过程，并且以重大影响为标准，区分情形地设定商业自动化决策算法解释权的适用范围、解释标准以及权利实现的方式。

Abstract: The introduction of the Personal Information Protection Law of the People’s Republic of China provides a legal basis for the interpretation right of commercial automation decision algorithms in China, but there are still some uncertainties in the scope of application, interpretation standard and application time stage. As a right exercised by the decision-maker, the interpretation right of commercial automatic decision algorithm has its necessity. According to the theory of personal information self-determination and algorithm regulation, the institutional design of business automation algorithm interpretation rights should not only protect the personal interests of decision-makers, but also not excessively restrict the development and utilization of data by decision-makers. As far as the specific optimization scheme is concerned, the algorithm interpretation right of the decision-maker should exist in the whole process of the commercial automation decision-making, and the application scope, interpretation standard and realization mode of the algorithm interpretation right of the commercial automation decision making should be set differently according to the major impact standard.