基于EoS的跨境支付模型及其仿真测试研究

Research on Cross-Border Payment Model Based on EoS and Its Application Test

摘要: 针对传统跨境支付体系交易时间长、手续费用高、风险大等问题，在结合现有的区块链技术的基础上，本文提出了一种基于EoS技术平台，以区块链和智能合约技术为核心的跨境支付框架模型。通过仿真实验，结果表明，该模型下汇款时间可以缩短至0.5秒以内，无限接近瞬时到账，较于传统模式提升了数千倍；手续费为0，较于传统模式实现了零成本的目标；抗风险能力强，每一笔支付都经过全网确认，安全性较于传统模式提高了数倍，有效地解决了传统跨境支付所面临的问题。

Abstract: In view of the long transaction time, high handling costs and high risks of the traditional cross-border payment system, combined with the existing blockchain technology, this paper proposes a framework model based on the EoS technology platform, with blockchain and smart contract technology as the core. Through simulation experiments, the results show that the time of receipt under this model can be shortened to less than 0.5 seconds, which is infinitely close to instantaneous receipt, which is thousands of times higher than the traditional mode; the service charge is 0, realizing the goal of low cost compared with the traditional mode; it has strong anti-risk ability, every payment has been confirmed by the whole network. The security has been improved several times compared with the traditional mode, and the problems faced by the traditional cross-border payment have been effectively solved.