物流产业链金融的实践发展与理论综述

Practical Development and Theoretical Review of Logistics Industry Chain Finance

摘要: 二十一世纪以来，经过我国经济体制的深化改革，衍生出中小企业对物流产业链金融的重视，其引发的融资问题也日益成为能否促进企业长期发展的关键要素。受制于我国金融市场的信用评估制度不够完善的缘故，深入剖析物流产业链金融业务在国际与中国不同的实践发展之后，概述了现阶段物流产业链金融的含义与风险结构。通过分析产业链金融对中小企业的融资风险的重大效益，从物流企业融资信誉问题、融资政策方面风险问题与企业经营管理风险层面等三个角度对物流产业链金融融资风险相关问题进行了系统性的归纳总结，并展望今后的发展规划方案。

Abstract: Since the 21^st century, through the deepening reform of Chinese economic system, small and medium-sized enterprises have drawn attention to the logistics industry chain finance, and the financing problem it triggered has increasingly become the key factor of whether to promote the long-term development of enterprises. Subject to the reason that the credit evaluation system of Chinese financial market is not perfect, the paper analyzes the financial business of logistics industry chain after the different practice development of international and Chinese, and summarizes the meaning and risk structure of logistics industry chain finance at the present stage. By analyzing the significant benefits of industry chain finance on the financing risks of small and medium-sized enterprises, this paper systematically summarizes the problems related to the financial financing risks of the logistics industry chain from three perspectives, including the financing reputation of logistics enterprises, financing policy risk and enterprise operation and management risk, and looks forward to the future development planning.