儿童财商教育路径研究

Research on Children’s Financial Intelligence Education Path

摘要: 财商教育不仅是财富能力的素养培养，也是一种全面的人格教育。从国际比较看，我国的财商教育起步较晚，在各地发展并不均衡，还存在着诸多问题。为提升我国儿童财商教育，本文通过分析现状，问卷调查，数据分析，借鉴国外相关经验，研究出一条切实可行的儿童财商教育路径，需要政府出台相关政策法规、家庭提升家长对儿童财商教育的意识以及教育方法、学校研究相应课程及聘请专业的财商教育教师、社会出版相应书籍等，打造符合我国国情的政府、家庭、学校以及社会“四位一体”的财商教育模式。

Abstract: Financial intelligence education is not only the cultivation of wealth and ability, but also a comprehensive personality education. From the international comparison, China’s financial intelligence education started late, the development is not balanced, and there are still many problems. To improve children’s financial intelligence education in China, this paper studies a feasible path of children’s financial intelligence education by analyzing the current situation, questionnaire survey and data analysis, and drawing lessons from foreign experience. It requires the government to issue relevant policies and regulations, families to raise parents’ awareness of children’s financial intelligence education and educational methods, schools to study corresponding courses, hire professional financial intelligence education teachers, and publish corresponding books, so as to create a “four-in-one” financial intelligence education that conforms to China’s national conditions.