我国长护险筹资机制研究可视化分析——基于CiteSpace

A Visual Analysis of the Research on the Funding Mechanism of Long-Term Care Insurance in China—Based on CiteSpace

摘要: 在中国人口老龄化日益加深的背景下，失能老人长期护理缺乏保障成为一个亟需解决的社会问题，随着我国长护险试点的积极开展，长护险成为我国“第六险”是必然的。我国的特殊国情使我们必须重点关注长护险的筹资机制。运用CiteSpace软件对知网收录的从2016~2023年长护险筹资方面的高质量文章进行可视化分析研究发现，从长护险的研究历程来看，可分为三个阶段，即调查期、发展期和成长期。筹资机制是一个长期的研究热点，而筹资制度的设计和试点地区的筹资效果评估是近期迅速得到关注的研究热点。需要结合各地实施的长期护理保险试点，结合我国社会保障制度的现状，结合我国社会经济的发展，在保证制度资金来源稳定和充足的前提下，建立多元化的社会长期护理保险制度。

Abstract: In the context of China’s aging population, the lack of long-term care protection for the disabled elderly has become a social problem that needs to be addressed. The special situation of China makes it necessary to focus on the financing mechanism of long-term care insurance. CiteSpace software was used to visualize and analyze high-quality articles on LTC insurance financing from 2016 to 2023, which were collected on the Internet. It was found that the research history and view of LTC insurance can be divided into three phases, namely the investigation period, the development period and the growth period. The financing mechanism is a long-standing research hotspot, while the design of the financing system and the evaluation of the financing effect in pilot areas are research hotspots that have rapidly gained attention recently. There is a need to establish a diversified social long-term care insurance system in the context of the long-term care insurance pilots implemented in different regions, the current situation of China’s social security system and the country’s socio-economic development, and on the premise of ensuring a stable and sufficient source of funding for the system.