论个人破产中的破产可撤销行为

Bankable Revocation in a Personal Bankruptcy

摘要: 破产撤销权是关系到债权人与破产申请人间利益衡平的关键问题，被喻为破产法律条文的心脏。与企业破产相比，个人破产制度中可撤销行为的种类更加复杂、数额标准不易统一，在其规则制定时只参照企业破产法列举可撤销行为的情形是远远不够的，应增加概括性、兜底性条款对欺诈行为与偏颇行为的列举类型加以补充。同时需要将债务人对低价随意性物品的转让、公益捐赠和同时发生新价值等行为作为个人破产制度中可撤销行为的例外情形，以此达到债权人公平受偿和促进诚信债务人经济再生间的利益平衡。

Abstract: The bankruptcy cancellation right is a key issue related to the balance of creditors and bankruptcy filing, which is regarded as the heart of the bankruptcy law. Compared with the enterprise bankruptcy, the types of revocable behavior in the personal bankruptcy system are more complex and the amount standard is not easy to unify. It is not enough to only refer to the enterprise bankruptcy law when the rules are formulated. Therefore, the general and bottom clauses should be added to supplement the types of fraud and biased behavior. At the same time, it is necessary to take the debtor’s transfer of low-price random goods, public welfare donation and the simultaneous occurrence of new value as the exceptions of the revocable behavior in the personal bankruptcy system, so as to achieve the equity of the creditor’s fair compensation and promote the economic regeneration of the honest debtor.