大学生遭受电信诈骗的心理学分析

Psychological Analysis of College Students Suffering from Telecom Fraud

摘要: 在数字经济时代，电信诈骗在高校校园频频上演，因电信诈骗带来的损失惨重，大学生电信诈骗案件受到高校和公安部门等各个部门的广泛关注。诈骗分子在实施诈骗的过程中，用训练有素的话术套路对大学生的心理进行控制，使受害者不知不觉陷入到电信诈骗的陷阱中。为有效遏制高校电信诈骗的发生，高校应该开设防诈骗的课程，并开展相关的课余活动，让大学生熟知诈骗分子惯用的套路，建设大学生心理防线；大学生自身应该积极参加活动，增加社会经验，并在日常生活中注意保护好个人信息；公安部门、高校和银行以及支付平台应该密切合作，有效减少高校电信诈骗的发生。

Abstract: In the era of digital economy, telecommunications fraud is frequently occurring on universities. Due to heavy losses, telecommunications fraud among college students has received widespread attention from various departments such as universities and public security departments. During the process of implementing fraud, fraudsters use well-trained language skills to control the psychology of college students, causing victims to unknowingly fall into the trap of telecommunications fraud. In order to effectively curb the occurrence of telecommunications fraud in universities, universities should offer relevant courses and carry out extracurricular activities to familiarize college students with the routines commonly used by fraudsters, and build a psychological defense line for college students; college students themselves should actively participate in activities, increase social experience, and pay attention to protecting personal information in daily life; the public security department, universities, banks, and payment platforms are working together closely to reduce effectively the occurrence of fraud.