“新农保”对老年人生活满意度的影响研究——基于CHARLS的实证数据分析

Research on the Impact of “New Rural Insurance” on the Life Satisfaction of the Elderly—Empirical Data Analysis Based on CHARLS

摘要: 随着我国老龄化程度进一步加深，老年群体对社区服务、养老、医疗的需求越来越大，而新农保的全面推行对于保障老年人基本生活需求起到极大作用，那么新农保的推行对老年人生活满意度会有什么影响呢？本文依据CHARLS2015、2018年数据，以生活满意度为因变量，新农保为自变量，健康状况、年龄、子女数量等为控制变量，研究新农保对老年人生活满意度的影响，最终得出结论，新农保对老年人生活满意度有显著的正向影响，在文章最后，依据新农保推行现状和我国老龄化国情，提出了切实的对策。

Abstract: With the further deepening of China’s aging degree, the demand for community service, old-age care and medical care of the elderly is increasing. The full implementation of the new rural insurance plays a great role in ensuring the basic living needs of the elderly. What impact will the implementation of the new rural insurance have on the life satisfaction of the elderly? Based on the data of CHARLS2015 and 2018, this paper takes life satisfaction as the dependent variable, the new rural insurance as the independent variable, and the health status, age, number of children as the control variables to study the impact of the new rural insurance on the life satisfaction of the elderly. Finally, it is concluded that the new rural insurance has a significant positive impact on the life satisfaction of the elderly. At the end of the article, according to the current situation of the new rural insurance and the national conditions of aging in China, practical countermeasures are put forward.