互联网金融财务风险及防控

Financial Risks and Prevention and Control in Internet Finance

摘要: 新一轮技术革命和产业变革加速推进，互联网、大数据、云计算等技术加速创新，有利推动金融发展迈上新台阶，金融资源向互联网领域倾斜力度加大，实体机构也在积极进行转型，将传统金融服务与互联网金融相结合，以提供更多元化的金融产品和服务。运用互联网技术，推进金融数字化转型，能够进一步降低金融服务成本、扩大金融服务覆盖面，有序推动互联网金融发展。金融市场的互联网变革势不可挡，但同时互联网金融也带来了新的财务风险，引起了各界人士广泛关注和重视，针对互联网金融的财务风险进行研究，并提出相关对策。

Abstract: A new round of technological revolution and industrial transformation is accelerating, and innovation in technologies such as the Internet, big data, and cloud computing is accelerating, which is conducive to promoting financial development to a new level. Financial resources are increasingly tilted towards the Internet field, and physical institutions are also actively transforming, combining traditional financial services with Internet finance to provide more diversified financial products and services. The use of Internet technology to promote the digital transformation of finance can further reduce the cost of financial services, expand the coverage of financial services, and orderly promote the development of Internet finance. The internet revolution in the financial market is unstoppable, but at the same time, internet finance has also brought new financial risks, which have attracted widespread attention and attention from people from all walks of life. Research has been conducted on the financial risks of Internet finance, and relevant countermeasures have been pro-posed.