农村家庭的住房价值与消费的研究——基于CFPS的实证分析

A Study on the Housing Value and Consumption of Rural Families—An Empirical Analysis Based on CFPS

摘要: 本文的主要研究内容是在2015年国家提出的精准扶贫政策以来，农村家庭的房屋资产拥有情况对家庭的消费支出有显著的影响，并且也从另一方面说明了国家精准扶贫政策取得了显著成效，使得农村家庭的生活质量有了显著的提高。本文主要所采取的数据是来自CFPS的中国家庭追踪调查，本文主要选取中国各个省份的乡村为主要研究对象，利用微观实证数据来主要研究乡村家庭拥有房屋的总资产情况对其消费支出的影响，但是不同的家庭所拥有的资产状况对于家庭的消费也会存在一定的异质性影响，并最终得出结论，农村家庭拥有的房屋总价值对其家庭消费支出有显著的正向影响，希望可以通过对乡村家庭拥有的固定资产对其家庭的消费支出的影响而提出一些利于今后乡村发展的有用的建议。

Abstract: The main research content of this paper is that since the national targeted poverty alleviation policy was put forward in 2015, the housing asset ownership of rural households has a significant impact on household consumption expenditure, and it also shows that the national targeted poverty alleviation policy has achieved significant results, which has significantly improved the quality of life of rural households. The main data adopted in this paper is the follow-up survey of Chinese households from CFPS. This paper mainly selects villages in various provinces of China as the main research object, and uses empirical models to mainly study the impact of the total assets of rural households’ houses on their consumption expenditure. However, the assets owned by different households will also have a certain heterogeneous impact on household consumption, and finally draws a conclusion: the total value of houses owned by rural house-holds has a significant positive impact on their household consumption expenditure. It is hoped that some useful suggestions for future rural development can be proposed through the impact of fixed assets owned by rural households on their household consumption expenditure.