互联网时代下金融诈骗犯罪侦查对策探析

Analysis on the Investigation Countermeasures of Financial Fraud Crime in the Internet Era

摘要: 互联网信息技术已经走进社会的各行各业与我们生活的方方面面，金融与互联网信息技术的结合在给人们生活带来便利，实现经济社会快速转型与发展的同时，也为犯罪活动的翻新提供了有利条件。金融诈骗犯罪在互联网信息技术的加持下不断翻新升级，表现出作案方式多元化、犯罪专业化、危害后果严重化等新型特征。在此情况下，公安机关对此类犯罪的侦查工作在案件事实认定、取证以及追赃等方面均陷入一定困境。公安机关应从提升侦查队伍专业能力；借助网络技术手段进行监控；及时查封书证与查封、冻结涉案资金三个方面提升犯罪事实认定能力，同时深刻挖掘刑事科学技术与侦查协作制度的潜藏价值，努力实现打击犯罪活动与维护经济高质量稳定发展之间的平衡。

Abstract: Internet information technology has entered all walks of life in society and all aspects of our lives. The combination of finance and Internet information technology brings convenience to people’s lives, realizes the rapid transformation and development of economy and society, and also provides favorable conditions for the renovation of criminal activities. Financial fraud crimes are constantly renovated and upgraded under the blessing of Internet information technology, showing new characteristics such as diversification of criminal methods, specialization of criminal means, severity of criminal consequence. In this case, the investigation of such crimes by public security organs has fallen into a certain dilemma in the aspects of case fact determination, evidence collection and stolen goods recovery. The public security organs should enhance the ability to identify criminal facts in three aspects: improving the professional ability of the investigation team; monitoring by means of network technology; timely sealing up documentary evidence and sealing up and freezing the funds involved in the case. At the same time, the potential value of criminal science and technology and investigation cooperation system should be deeply explored, and efforts should be made to achieve a balance between combating criminal activities and maintaining high-quality and stable economic development.