智慧司库平台建设创新实践研究

Study on Innovative Practices in the Construction of Smart Treasurer Platform

摘要: 数智化变革推进智慧司库平台构建，其建设创新正成为司库管理服务商的竞争焦点。历经现金管理、资金管理、业财融合和产融共生四阶段，智慧司库平台建设在资金管理、资源供给、平台设计等方面仍显不足。YC基于长期的实务经验积累，提出旨在助力企业实现产融共生的智慧司库4.0平台建设方案，在平台构建、资金管理、投融资业务、风险管理、辅助决策等方面成效显著，全面提升了企业智慧司库管理体验，为该类平台建设创新提供了新思路。

Abstract: The change of digitalization has promoted the construction of smart treasury platform, and its construction innovation has become the competitive focus of treasury management service providers. After four stages of cash management, fund management, industry-finance integration and industry-financing symbiosis, the construction of intelligent treasury platform is still insufficient in fund management, resource supply and platform design, etc. Based on the accumulation of long-term practical experience, YC puts forward the intelligent treasury 4.0 platform construction program aiming at helping enterprises realize industry-financing symbiosis and has achieved remarkable results in the construction of platform, fund management, investment and financing, risk management and auxiliary decision-making, etc. It comprehensively improves enterprises’ intelligent treasury management experience and provides a new innovation for this kind of platform construction.