电子商务中第三方支付侵财犯罪的定性问题研究

Research on the Qualitative Problems of Third Party Payment Crime in E-Commerce

摘要: 互联网技术的迅猛发展带来的是以网络信息技术为支持的第三方支付平台以其电子化、虚拟化和高效性的特点迅速成为当今社会普遍运用的支付手段。随之而来的新型侵财行为具有盗窃和诈骗两种特性，因而处于两罪传统领域的模糊灰色地带，对于该类犯罪行为出现了定性争议。解决这类新型问题得先了解何为第三方支付及其特点，并对利用第三方支付的侵财行为进行梳理，在此基础上结合盗窃犯罪和诈骗罪的构成要件与第三方支付的特点对第三方支付背景下的侵财行为定性进行区分，根据具体情况做出准确定罪。

Abstract: The rapid development of Internet technology brings not only the convenience of life, but also the upgrading of technology and the breaking of new technology. The third-party payment platform supported by network information technology has quickly become a widely used means of payment in today’s society with its characteristics of electronization, virtualization and high efficiency. This kind of crime has two characteristics, theft and fraud, so it is in the fuzzy gray area of the two traditional fields of crime. There is a qualitative dispute about this kind of crime. Therefore, it is necessary to distinguish the two crimes from the constitutive elements of the crime under the background of the third-party payment.