农地抵押担保是否提升了新型农业经营主体的融资效率？——基于模糊集定性比较分析

Does Agricultural Land Mortgage Guarantee Enhance the Financing Efficiency of New Agricultural Management Entities?—Based on Fuzzy Set Qualitative Comparative Analysis

摘要: 资金短缺与融资难题阻碍着新型农业经营主体的发展，如何提高其融资效率备受社会各界关注，而农地抵押担保在此方面发挥了一定作用。因此，本文以十个试点地区案例为例，运用模糊集定性比较分析，从确权进度到风险补偿等方面研究农地抵押担保对新型农业经营主体融资效率提升的影响，研究发现：确权进度、价值评估等单个因素并非构成新型农业经营主体融资效率提升的必要条件；违约处置机制在新型农业经营主体的农地抵押担保融资效率提升中发挥核心作用，农地经营权价值评估发挥辅助作用；不同农地抵押担保模式下，价值评估、担保机制及风险补偿均对新型农业经营主体融资效率的提升起辅助作用。

Abstract: Shortage of funds and financing problems hinder the development of new agricultural management entities, how to improve their financing efficiency is of great concern to all walks of life, and agricultural land mortgage guarantee plays a role in this regard. Therefore, this paper takes ten pilot projects as an example, and uses fuzzy set qualitative comparative analysis to study the impact of agricultural land mortgage guarantee on the financing efficiency of new agricultural management entities from the progress of confirming the right to the risk compensation, etc. The study finds that: Individual factors such as the progress of confirming rights and value assessment are not necessary for the improvement of financing efficiency of new agricultural management entities; The default disposal mechanism plays a central role in the improvement of financing efficiency of new agricultural management entities, and the assessment of the value of agricultural land management rights plays a supplementary role; Under different modes of agricultural land collateralized guarantee, the value assessment, guarantee mechanism and risk compensation all play a supplementary role in the improvement of financing efficiency of new agricultural management entities.