新型金融服务、女性就业与家庭地位

New Financial Services, Women’s Employment and Family Status

摘要: 经济水平往往能影响人们的社会地位，而家庭地位则由人们为家庭做出的贡献所决定。传统社会中“男主内、女主外”的分工模式使得女性难以参与劳动力市场对家庭的贡献难以量化，女性社会和家庭地位均偏低。而随着互联网技术的发展，女性能够更好发挥自身比较优势，更加充分地加入劳动力市场，地位得到提高。文章基于中国数字普惠金融指数和中国家庭追踪调查数据库，探究地区新型金融服务的发展对女性地位的影响。实证结果表明，地区新型金融水平的发展给女性提供了更多的就业机会，同时提高了女性家庭地位的提升，对男女性别平等具有促进作用。以地区方言数量和互联网普及率作为工具变量，发现影响依旧显著。

Abstract: Economic level can often affect people’s social status, and family status is determined by people’s contribution to the family. In traditional society, the division of labor mode of “men in charge and women outside” makes it difficult for women to participate in the labor market and their contribution to the family is difficult to quantify, and women’s social and family status are low. With the development of Internet technology, women can better exert their comparative advantages, more fully join the labor market and improve their status. Based on the China Digital Financial Inclusion Index and the China Household Tracking Survey Database, this paper explores the impact of the development of new financial services on women’s status in the region. The empirical results show that the development of new financial level in the region provides more employment opportunities for women, and improves the family status of women, which promotes gender equality. Using the number of regional dialects and the Internet penetration rate as instrumental variables, we find that the effects are still significant.