数字普惠金融对中国绿色全要素生产率的影响分析

The Impact of Digital Financial Inclusion on China’s Green Total Factor Productivity

摘要: 随着社会和经济的发展，绿色发展是我国实现高质量发展的关键。推动经济社会发展绿色化、低碳化是实现高质量发展的关键环节。本文首先构建绿色全要素生产率(GTFP)指标体系，选用北京大学金融中心发布的数字普惠金融指数作为研究对象，构建空间面板模型，对我国数字普惠金融和绿色全要素生产率的关系作进一步研究，并探讨数字普惠金融对本地区GTFP的直接影响和相邻区域的空间溢出影响。研究结果表明：数字普惠金融对GTFP具有显著的推动作用。进一步的空间效应分解显示数字普惠金融可以积极促进本地区绿色全要素生产率的发展，并对邻近地区的绿色全要素生产率产生积极的空间影响。

Abstract: With the development of society and economy, green development is the key to achieving high-quality development in China. Promoting green and low-carbon economic and social development is the key to achieving high-quality development. This paper first constructs the green total factor productivity (GTFP) index system, selects the digital inclusive finance index released by the Peking University Financial Center as the research object, constructs a spatial panel model, further studies the relationship between digital inclusive finance and green total factor productivity in China, and explores the direct impact of digital inclusive finance on GTFP in the region and the spatial spillover impact of adjacent regions. The results show that digital financial inclusion has a significant role in promoting GTFP. Further spatial effect decomposition shows that digital financial inclusion can actively promote the development of green total factor productivity in the region, and have a positive spatial impact on the green total factor productivity in neighboring regions.