河南省农村金融发展对农村经济增长的影响分析

Analysis of the Impact of Rural Financial Development on Rural Economic Growth in Henan Province

摘要: 本文收集2004年至2023年河南省农村的相关数据，运用VAR模型，研究农村金融发展对农村经济增长的影响。研究结果显示，农村金融效率、农村储蓄率、农村固定资产投资比率、河南省城镇化率和农村经济增长之间存在显著的动态均衡关系，河南省农村金融发展的不断推进可对农村经济增长产生正向拉动效应。基于此，提出以下建议：进一步健全和完善农村金融体系，逐步扩大农村金融的发展规模，加大金融资本的支持力度，着力优化农村金融结构，以此推动农村经济实现更好发展。

Abstract: This article collects relevant data from rural areas in Henan Province from 2004 to 2023 and uses the VAR model to study the impact of rural financial development on rural economic growth. The research results show that there is a significant dynamic equilibrium relationship between rural financial efficiency, rural savings rate, rural fixed assets investment ratio, urbanization rate of Henan Province, and rural economic growth. The continuous advancement of rural financial development in Henan Province can have a positive stimulating effect on rural economic growth. Based on this, the following suggestions are proposed: further improve and perfect the rural financial system, gradually expand the scale of rural financial development, increase the support of financial capital, focus on optimizing the rural financial structure, and thereby promote better development of the rural economy.