供应链金融对企业财务绩效的影响研究——以美的、海尔集团为例

Research on the Impact of Supply Chain Finance on Corporate Financial Performance—A Case Study of Midea and Haier

摘要: 供应链金融作为一种具有创新性的金融服务模式，正慢慢成为企业优化资源配置以及提高市场竞争力的重要途径。以美的集团和海尔集团为研究案例，通过对两个企业财务数据的深入分析并运用多种研究方法探讨供应链金融对企业财务绩效的影响。研究发现供应链金融在提升企业盈利能力和营运效率两个方面具有正向的作用，同时也会存在一定风险。希望能够为其他企业开展供应链金融业务起到借鉴作用，推动供应链金融向更加健康稳定的方向发展并助力企业财务绩效的提升。

Abstract: As an innovative financial service model, supply chain finance is gradually becoming a vital approach for enterprises to optimize resource allocation and enhance market competitiveness. Taking Midea Group and Haier Group as case studies, this paper explores the impact of supply chain finance on corporate financial performance through an in-depth analysis of their financial data and the application of multiple research methods. The findings indicate that supply chain finance has a positive effect on improving both profitability and operational efficiency, though it also carries certain risks. This study aims to provide a reference for other enterprises in adopting supply chain finance practices, thereby promoting their healthier and more stable development while supporting the improvement of corporate financial performance.