论市场监管领域失信行为与违法行为的关系

On the Relationship between Dishonest Conduct and Illegal Acts in the Field of Market Regulation

摘要: 社会信用体系建设中的“失信”并非简单的、道德意义上的没有或丧失诚信，而是在市场交易过程中增加配置资源风险，失去资源配置主体信任，最终失去资源交易机会。对失信行为本质的理解，应当牢牢抓住“资源配置”这一关键词，避免局限于违约行为的框架，赋予失信行为过强的道德色彩。从这个角度出发，违法行为正因有助于资源配置主体预判进而规避资源配置风险而具有信用信息维度，应该纳入失信行为。

Abstract: The concept of “dishonesty” in the construction of the social credit system is not merely a simple moral lack or loss of integrity. Rather, it refers to the increased risk in resource allocation during market transactions, the loss of trust from resource allocation entities, and ultimately the loss of opportunities for resource transactions. Understanding the essence of dishonest conduct requires a firm grasp of the keyword “resource allocation”, avoiding confinement to the framework of contractual breaches that overly moralizes such behavior. From this perspective, illegal acts possess a credit information dimension precisely because they enable resource allocation entities to anticipate and circumvent resource allocation risks, and thus should be classified as dishonest conduct.