产教融合背景下金融学专业“一站式”实践教学体系的构建与效能研究

Research on the Construction and Effectiveness of the “One-Stop” Practical Teaching System for Finance Major under the Background of Industry-Education Integration

摘要: 在金融科技迅猛发展与高校毕业生就业形势日益严峻的背景下，传统金融学教育模式面临重大挑战。本研究基于齐鲁理工学院的教学改革实践，设计并验证了一套以就业为导向、产教深度融合的“一站式”实践教学体系。该体系通过构建“校内实验(模拟化)–校外实训(项目化)–顶岗实习(员工化)”的三阶递进式实践链条，优化了教学流程；同时依托“开放式”管理模式，突破校企合作壁垒，实现资源共享与协同创新。实证研究表明，该体系显著提升了学生的数字技能、职业素养及就业竞争力，为应用型本科院校金融学专业适应行业变革、深化人才培养供给侧改革提供了有益借鉴。

Abstract: Under the background of the rapid development of financial technology and the increasingly severe employment situation of college graduates, the traditional financial education model is facing great challenges. Based on the teaching reform practice of Qilu University of Technology, this study designed and verified a set of “one-stop” practical teaching system with employment orientation and deep integration of production and teaching. The system optimizes the teaching process by constructing a three-step progressive practice chain of “on-campus experiment (simulation)-off-campus practice (project)-post practice (employee)”. At the same time, relying on the “open” management mode, we will break through the barriers of school-enterprise cooperation and realize resource sharing and collaborative innovation. The empirical research shows that the system has significantly improved students’ digital skills, professional quality and employment competitiveness, and provided a useful reference for finance majors in application-oriented universities to adapt to industry changes and deepen the supply-side reform of talent training.