“碳征信”助力绿色融资的实践效应——以山西试点为例

Practical Effects of “Carbon Credit Reporting” in Boosting Green Finance—Taking Shanxi’s Pilot Project as an Example

摘要: 在“双碳”目标引领下，绿色融资成为资源型省份产业转型的关键支撑，而信息不对称问题长期制约其发展效能。碳征信作为量化企业碳信用的创新机制，为破解该困境提供了有效路径。本文以山西省碳征信试点为研究对象，系统探讨碳征信赋能绿色融资的实践路径与效应。研究发现，山西试点通过搭建碳账户平台、构建特色评价体系、推动银企精准对接，在降低企业融资成本、优化金融机构信贷结构、促进区域低碳转型方面取得显著成效。同时，仍存在一些问题。基于此，本文从多个方面提出优化对策，为资源型省份通过碳征信激活绿色融资活力、实现低碳转型提供可复制的实践参考。

Abstract: Guided by the “dual carbon” goals, green finance has become a key pillar for the industrial transformation of resource-based provinces, while information asymmetry has long hindered its development efficiency. As an innovative mechanism for quantifying enterprises’ carbon credit, carbon credit reporting provides an effective solution to this dilemma. Taking Shanxi Province’s carbon credit reporting pilot project as the research object, this paper systematically explores the practical paths and effects of carbon credit reporting empowering green finance. The study finds that through building a carbon account platform, constructing a characteristic evaluation system, and promoting precision docking between banks and enterprises, the Shanxi pilot has achieved remarkable results in reducing enterprises’ financing costs, optimizing the credit structure of financial institutions, and advancing regional low-carbon transformation. However, some issues still exist. Based on this, the paper puts forward optimization countermeasures from multiple aspects, providing replicable practical references for resource-based provinces to activate the vitality of green finance and realize low-carbon transformation through carbon credit reporting.