科技创新赋能江苏省供应链金融生态构建与产业韧性提升路径研究——基于服务全国高质量发展的视角

Research on the Pathways for Empowering Jiangsu Province’s Supply Chain Finance Ecosystem Construction and Industrial Resilience Enhancement through Technological Innovation—From the Perspective of Serving National High-Quality Development

摘要: 本文以服务全国高质量发展为视角，探究科技创新赋能江苏省供应链金融生态构建与产业韧性提升的逻辑及路径，先梳理出江苏省供应链金融存在的科技应用浅、主体协同弱、中小企业融资覆盖率低等痛点，进而分析科技创新的赋能价值，即通过信息、效率、信用、风控四大技术路径重构金融生态以破解传统融资难题，同时明确供应链金融与产业链生态“双向赋能、协同进化”的关系。在此基础上，研究还阐述了供应链金融对产业韧性的三大支持机制，包括以政策与技术构建风险分散缓冲体系、靠资金弹性配置与创新要素集聚强化动态适应能力、借长期资金供给与生态协同搭建发展保障框架，同时针对区域协同不足、技术应用不均等问题，从科技赋能优化、生态协同升级、韧性支持策略三方面提出建议。研究表明科技创新是金融生态重构的核心动力，二者协同能增强先进制造业抗冲击能力，未来可从实践层面打造科创高地、长三角协同示范区与“一链一方案”，从理论层面深化技术规律研究、开展国际比较与构建韧性评估模型，为全国相关领域发展提供参考。

Abstract: This paper explores the logic and pathways for empowering Jiangsu Province’s supply chain finance ecosystem construction and industrial resilience enhancement through technological innovation, viewed from the perspective of serving national high-quality development. It first identifies key challenges in Jiangsu’s supply chain finance sector, including shallow technological application, weak coordination among key players, and low financing coverage for SMEs. Subsequently, it first identifies the pain points in Jiangsu’s supply chain finance, such as shallow application of technology, weak collaboration among entities, and low financing coverage for small and medium-sized enterprises. Then, it analyzes the empowering value of technological innovation, that is, to reconstruct the financial ecosystem through four technical paths of information, efficiency, credit, and risk control to solve traditional financing problems, and clarifies the “mutual empowerment and co-evolution” relationship between supply chain finance and the industrial chain ecosystem. Building upon this foundation, the study elaborates on three key support mechanisms through which supply chain finance bolsters industrial resilience: establishing risk-dispersing buffer systems via policy and technology; enhancing dynamic adaptability through flexible capital allocation and innovation factor aggregation; and constructing development safeguards through long-term capital provision and ecosystem synergy. Addressing regional coordination gaps and uneven technological adoption, recommendations are proposed across three dimensions: optimizing technological empowerment, upgrading ecosystem collaboration, and refining resilience support strategies. The study demonstrates that technological innovation serves as the core driver for financial ecosystem restructuring, with their synergy enhancing the shock resistance of advanced manufacturing. Future practical approaches should focus on establishing innovation hubs, developing the Yangtze River Delta collaborative demonstration zone, and implementing the “one chain, one solution” strategy. Theoretical efforts should deepen research into technological patterns, conduct international comparisons, and construct resilience assessment models, thereby providing reference for nationwide development in related fields.