央行数字货币对国际贸易结算体系的制度因应——基于合规性框架的重构

Institutional Responses of the Central Bank Digital Currency to the International Trade Settlement System: A Reconstruction Based on a Compliance Framework

摘要: 本文立足于“技术–法律–治理”的交叉视角，以合规性框架重构为主线，系统解构央行数字货币对国际贸易结算体系的法律冲击及其制度因应逻辑。研究不仅为弥合技术赋能与法律滞后间的鸿沟提供理论方案，更致力于推动多边规则的重塑，以平衡效率、安全与发展权益的多元价值。全文遵循“基础冲突识别–运行困境剖析–系统性重构”的递进路径，通过法解释学、案例分析与比较研究，探索数字时代国际贸易法范式转型的可行方向，为全球治理的规则完善提供学术参考与实践视角的学理支持。

Abstract: This paper adopts a cross-disciplinary perspective integrating technology, law, and governance, focusing on the reconstruction of compliance frameworks to systematically deconstruct the legal impact of central bank digital currencies (CBDCs) on international trade settlement systems and the corresponding institutional response logic. The research not only provides theoretical solutions to bridge the gap between technological advancement and legal lag but also aims to reshape multilateral rules to balance the diverse values of efficiency, security, and development rights. Following a progressive framework of “identifying foundational conflicts—analyzing operational dilemmas—systemic reconstruction,” this paper employs legal hermeneutics, case studies, and comparative research to explore viable pathways for paradigm shifts in international trade law during the digital era. It provides academic references and practical perspectives to support the refinement of global governance rules.