绿色金融助力生态产品价值实现——以梵净生态账户为例

Green Finance Helps Realize the Value of Ecological Products—A Case Study of Fanjing Ecological Account

摘要: 可持续发展强调了经济发展与环境保护的不可分割，绿色金融作为建设金融强国的必然选择，是连接经济发展与环境保护的重要桥梁。本文深入探讨了绿色金融与生态产品价值实现的关系，以及绿色信贷、绿色债券和绿色基金等绿色金融工具在促进生态产品价值实现中的现实应用，并以“梵净生态账户”项目为核心案例，分析了梵净生态账户如何依托绿色金融机制成立和进行运作。研究结果表明，梵净生态账户有效提升了生态效益和经济效益的协同发展，同时，本文针对生态账户乃至绿色金融在生态产品价值实现中面临的问题，在完善政策支持与监管、多样化金融创新与产品、市场培育与公众教育、技术创新与应用和加强合作与经验交流等方面提出了相关政策建议。

Abstract: Sustainable development emphasizes the inseparability of economic development and environmental protection. Green finance, as an inevitable choice to build a financial power, is an important bridge connecting economic development and environmental protection. This paper deeply discusses the relationship between green finance and the realization of the value of ecological products and the role it plays in promoting the realization of the value of ecological products, as well as the practical application of green financial instruments, such as green credit, green bonds and green funds. Taking the project “Fanjing Ecological Account” as the core case, it analyzes how Fanjing ecological Account is established and operated based on the green financial mechanism. The research results show that Fanjing ecological account effectively improves the coordinated development of ecological benefits and economic benefits. Meanwhile, this paper aims at the problems faced in realizing the value of ecological accounts and even green financial ecological products. Relevant policy suggestions are put forward in improving policy support and supervision, diversifying financial innovation and products, market cultivation and public education, technological innovation and application, and strengthening cooperation and experience exchange.